Monday, 1 February 2016

Home Loan by SS financial Consultancy

It is important to choose a good housing finance company which can handhold the customer right through his home buying process. Since a home loan is a long term commitment of 15-20 years, several factors like expertise, quality of service, in-depth domain knowledge and the company’s level of commitment and transparency right through, the loan procedures, the fine print, quality of services offered and safe retrieval of the title deed are critical. 

We assess the customer's repayment capacity based on income, age, qualifications, number of dependents, spouse's income, assets, liabilities, stability and continuity of occupation, and savings history.


Home Loan is available for

  • Purchase of new / old dwelling unit.
  • Construction of house.
  • Renovation & Repair of a house.
  • Repaying a loan already taken from other Financial Company / Bank.


Documents Required:

In case of Business Person:
  • PAN Card, Voter ID/ Driving License/ Adhar Card, Latest Electricity Bill, Rashan Card, 2 Photo.
  • ITR of minimum 3 years (Should contains Computation of Total Income, P&L a/c and Balance Sheet)
  • Firm registration (If)
  • Loan Track (If any)
  • 6 Months of Banking (Till Date)
  • Property Documents
  • Sale Agreement (In purchase Case)
In case of Salaried Person:
  • PAN Card, Voter ID/ Driving License/ Adhar Card, Latest Electricity Bill, Rashan Card, 2 Photo.
  • Salary Slips (last 4 Months)
  • 6 months of banking (Till Date)
  • Form 16 (Govt. Employee)
  • Property Documents
  • Sale Agreement (In purchase Case)

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